What is Fronting?
As a result of new, younger and other high risk drivers having to pay more for their car insurance than lower risk drivers, fronting is on the increase.
Fronting is when a low-risk driver chooses to cut the costs of another driver’s car insurance, often newly qualified drivers, by declaring themselves as the main driver. This is deemed a fraudulent act. Prosecuting authorities can interview and charge both the main and named drivers. They also rely upon evidence from motoring databases, CCTV and material emanating from your digital devices.
A charge of Fronting and/or any other Road Traffic Offences can have significant consequences for individuals, impacting career, livelihood and personal responsibilities.
If you face a road traffic offence, seeking expert advice and guidance as soon as practicable is crucial.
Consequences of Fronting Conviction
A conviction for fronting could result in serious consequences, namely:
Policy Cancellation: Your insurance company may cancel your policy.
Claim Rejection: Your insurance claim may be refused, even in the event of an accident.
Criminal Prosecution: You could be prosecuted for car insurance fraud, leading to criminal charges.
Criminal Record: Conviction for fraud could result in a criminal record.
Difficulty Getting Insurance: It may be challenging to obtain affordable insurance in the future.
Black Mark on Your Credit: A fraud conviction may impact your credit record, making it harder to obtain loans or credit cards.
Car Seizure: Your car could be seized and potentially destroyed.
Driving Ban: You could face a driving ban, which may significantly disrupt your life.
Unlimited Fine: An unlimited fine may be imposed, adding financial strain.
Why Seek a Specialist Solicitor?
If you face an road traffic offence charge, it is imperative to seek the expertise of a specialist specialist solicitor, given the complexities and nuances of defending and mitigating road traffic offences.
Too many individuals rely on internet research to establish the law and seek to represent themselves. Post conviction, they seek specialist advice, which often results in exposure that key defences, mitigation and special circumstances were not raised or argued. At this stage, it can often be too late, to reverse the impact of the road traffic offence finding.
At Garrick Law, we recommend that you seek advice from a specialist solicitor from the outset. This gives you the best chance to:
Establish and run a strong defence.
Identify whether Special Reasons apply.
Minimise the risk of conviction and/or penalty.
Protect your driving licence, your career and your future.
How Garrick Law Can Help
At Garrick Law, we offer comprehensive guidance from the start:
We explain the legal issues involved in your case in clear, understandable terms.
We help you explore all your options for the best possible outcome.
Work tirelessly to protect your rights and secure the best possible result for you.
Protect Your Future—Contact Garrick Law Today
If you’ve been accused of any road traffic offence, do not leave your future to chance. The consequences
can be devastating. However, with the right legal advice and support you can navigate the challenges.
Call Garrick Law now on 020 3196 7822
Email us at enquiries@garricklaw.com
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